Security America Risk Retention Group

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They're IQ Certified...Are You?


They're IQ Certified...Are You?

 
They’re IQ Certified…Are You? by Dale Eller, Executive Director of IQ Certification Program
 
Given today’s challenging business climate most businesses are actively seeking a way to differentiate themselves from their competition.  As executive director of the IQ Certification Program, I have seen many companies take advantage of the benefits of IQ Certification for this very purpose. 

 
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Keeping Track of Four Small Details Can Propel Your Business from "Good" to "Great"
2013 Security Nation, Vol 2

Keeping Track of Four Small Details Can Propel Your Business from "Good" to "Great"
2013 Security Nation, Vol 2
 

Keeping Track of Four Small Details Can Propel Your Business from "Good" to "Great" by Richard Poling, Managing Director of Security America RRG

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The Best Advice: You Can Keep a Local Broker and Still Get Business Insurance from SARRG
2013 Security Nation, Vol 2

The Best Advice: You Can Keep a Local Broker and Still Get Business Insurance from SARRG
2013 Security Nation, Vol 2
 

The Best Advice: You Can Keep a Local Broker and Still Get Business Insurance from SARRG by Michael J. Keegan, President of Security America RRG

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Michael Keegan is the recipient of the 2013 Mission 500 Humanitarian award


Michael Keegan is the recipient of the 2013 Mission 500 Humanitarian award

 

Congratulations to Michael Keegan, Security America RRG President, for being named the recipient of the 2013 Mission 500 Humanitarian award, honoring individuals in the security industry who make important contributions to those in need.

Keegan will be presented this award on April 11, 2013 at ISC West at 5:00 pm at the Security 5K reception in the concourse area adjacent to the Expo hall entrance of the Sands Convention Center.  All are welcome to attend.

Click here to read more!

Key Questions Can Help Determine If Insurers and Brokers Are Failing Your Business
2013 Security Nation, Vol 1

Key Questions Can Help Determine If Insurers and Brokers Are Failing Your Business
2013 Security Nation, Vol 1
 

Key Questions Can Help Determine If Insurers and Brokers Are Failing Your Business by Richard Poling, Managing Director of Security America RRG

Click here to read the full article

Annual Renewal is Your Cue to Determine Appropriate Coverage
2013 Security Nation, Vol 1

Annual Renewal is Your Cue to Determine Appropriate Coverage
2013 Security Nation, Vol 1
 

Annual Renewal is Your Cue to Determine Appropriate Coverage by Michael J. Keegan, President of Security America RRG

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Calendar
MAA Central District Meeting
February 17, 2014
Mississippi Alarm Association - Central District Meeting

MAA Central District Meeting
February 17, 2014
 
February 17, 2014 (Monday) at 6:00 p.m.

SPECIAL GUEST SPEAKER - MERLIN GUILBEAU, ESA EX. DIRECTOR & CEO Meal sponsored by Security America RRG

Location: Holiday Inn, 110 Bass Pro Drive, Pearl, MS 39208

You must RSVP to attend this event: (601) 668-0528 or msalert@bellsouth.net.

Seating Limited

CentraLarm Users Group Event
March 12-13, 2014
Inns & Spa at Mills Falls, Meredith, NH

CentraLarm Users Group Event
March 12-13, 2014
 

Security America RRG is proud to be a Platinum Sponsor of Centralarm's first annual User's Group this coming March 12th-13th, 2014! The event will be both fun and informative.

The Centralarm User's Group 2014 will be held at the Inns and Spa at Mill Falls in Meredith, N.H., a beautiful hotel right on Lake Winnipesaukee. For those who ski, snowboard, or tube- Gunstock is only 20 minutes away. For any shopping enthusiasts- the Tilton Outlets are very close by as are many other local specialty shops.

Your day will be filled with engaging seminars, ample time to network among your peers and other security industry professionals, and tons of fun!

For more information, please visit http://www.centra-larm.com/2014-users-group/

Electronic Security Expo (ESX) - Nashville, TN
June 23-27, 2014
The premier education and networking event for security integration and monitoring teams

Electronic Security Expo (ESX) - Nashville, TN
June 23-27, 2014
 
Security America RRG is proud to exhibit and sponsor the Keynote Luncheon at the 2014 Electronic Security Expo (ESX)!

June 23-27, 2013 | Music City Center | Nashville, TN

Come visit our booth to learn more about Security America - Insurance Specific To Your Industry.

For more informaiton, please visit www.esxweb.com.
COMMERCIAL GENERAL LIABILITY INSURANCE

As an official Electronic Security Association (ESA) chapter, you encourage members to take preventive measures to protect their businesses. Make sure your chapter is as well protected as your members are.

Purchasing insurance can be a confusing process, often leaving you wondering if you have the best coverage possible.

The ESA's insurance program — Security America RRG — was created to offer insurance packages expressly for ESA members and chartered chapters. Our knowledgeable staff provides expert guidance to make buying your insurance policy as easy as possible.

Security America RRG, the only insurance company endorsed by the ESA, provides commercial general liability insurance designed to meet your specific insurance needs.

Commercial general liability (CGL) insurance protects you against loss from premises, operations, and products-completed operations. Premises liability arises from the ownership, maintenance or use of an office you own or lease, and can include the serving or sale of food or alcohol on the premises.

Why You Need This Insurance

Although the chapter may not have a physical permanent location, it does have premises exposure. Any place where a meeting is held, such as at a trade show or a training class at a hotel, creates a premises liability. If a person slips and falls at a chapter event — let's say food was served at a banquet hall and a person slipped on the floor because it was wet from a spill — the chapter could be sued for bodily injury at that premises.

Any active chapter has operations. What if at a meeting they disparage, either orally or in writing, an individual member or company? This could be considered a personal injury and may result in being named in a lawsuit. There is also advertising injury liability coverage, which protects the chapter if it has any active publications such as a newsletter or web site.

The insurance also covers liability associated with lobbying, enforcing standards, and licensing issues, which involve many state associations.

Perhaps most important is the ability to provide evidence of liability insurance to third parties. For example, the Electronic Security Association's national tradeshow, ESX, requires a certificate of liability insurance from each exhibitor – and several state chapters have exhibits at the show. This is a common requirement for conventions and trade shows. If a chapter enters into a contract where proof of liability insurance is required, or if that contract stipulates that a someone be named as an additional insured, the general liability policy meets that requirement.

Important Considerations

Ask yourself these questions when purchasing your chapter's commercial general liability insurance policy:

  • Does it provide sufficient coverage for your exposures? Security America's liability policy not only provides coverage for damages your chapter is legally liable to pay, but also for legal defense costs incurred for covered exposures. Limits are $1 million per occurrence/$2 million aggregate.
  • Does the policy provide coverage for bodily injury, property damage, advertising injury and personal injury? Our policy covers exposures such as property damage, bodily injury, advertising injury, and personal injury. We also provide fire damage coverage to property at your leased premises.
  • Is the policy occurrence-based or is it claims-made? Security America RRG offers an occurrence policy that allows you to submit a claim outside of the policy period as long as the actual loss event occurred during the policy period.

Tailored Coverage

To address exposures that are specific to a state association, Security America RRG offers specialized coverage options, such as:

  • The ability to endorse subchapters onto your policy as named insureds
  • The limit for activities liability can be increased upon request.
  • The power to choose a deductible that meets your needs
  • The option to add employee benefits liability coverage to your policy

Contact Security America RRG for more information about our CGL policy for ESA chartered chapters. Call us today at 866-315-3838 for a complimentary, no-obligation quote, or visit www.SecurityAmericaRRG.com for complete details on all our insurance products.

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