Security America Risk Retention Group

Celebrating 10 Years!
Insurance Specific To Your Industry

 
News
They're IQ Certified...Are You?


They're IQ Certified...Are You?

 
They’re IQ Certified…Are You? by Dale Eller, Executive Director of IQ Certification Program
 
Given today’s challenging business climate most businesses are actively seeking a way to differentiate themselves from their competition.  As executive director of the IQ Certification Program, I have seen many companies take advantage of the benefits of IQ Certification for this very purpose. 

 
Click here to read the full article 
Keeping Track of Four Small Details Can Propel Your Business from "Good" to "Great"
2013 Security Nation, Vol 2

Keeping Track of Four Small Details Can Propel Your Business from "Good" to "Great"
2013 Security Nation, Vol 2
 

Keeping Track of Four Small Details Can Propel Your Business from "Good" to "Great" by Richard Poling, Managing Director of Security America RRG

Click here to read the full article 

The Best Advice: You Can Keep a Local Broker and Still Get Business Insurance from SARRG
2013 Security Nation, Vol 2

The Best Advice: You Can Keep a Local Broker and Still Get Business Insurance from SARRG
2013 Security Nation, Vol 2
 

The Best Advice: You Can Keep a Local Broker and Still Get Business Insurance from SARRG by Michael J. Keegan, President of Security America RRG

Click here to read full article 

Michael Keegan is the recipient of the 2013 Mission 500 Humanitarian award


Michael Keegan is the recipient of the 2013 Mission 500 Humanitarian award

 

Congratulations to Michael Keegan, Security America RRG President, for being named the recipient of the 2013 Mission 500 Humanitarian award, honoring individuals in the security industry who make important contributions to those in need.

Keegan will be presented this award on April 11, 2013 at ISC West at 5:00 pm at the Security 5K reception in the concourse area adjacent to the Expo hall entrance of the Sands Convention Center.  All are welcome to attend.

Click here to read more!

Key Questions Can Help Determine If Insurers and Brokers Are Failing Your Business
2013 Security Nation, Vol 1

Key Questions Can Help Determine If Insurers and Brokers Are Failing Your Business
2013 Security Nation, Vol 1
 

Key Questions Can Help Determine If Insurers and Brokers Are Failing Your Business by Richard Poling, Managing Director of Security America RRG

Click here to read the full article

Annual Renewal is Your Cue to Determine Appropriate Coverage
2013 Security Nation, Vol 1

Annual Renewal is Your Cue to Determine Appropriate Coverage
2013 Security Nation, Vol 1
 

Annual Renewal is Your Cue to Determine Appropriate Coverage by Michael J. Keegan, President of Security America RRG

Click here to read the full article

Calendar
MAA Central District Meeting
February 17, 2014
Mississippi Alarm Association - Central District Meeting

MAA Central District Meeting
February 17, 2014
 
February 17, 2014 (Monday) at 6:00 p.m.

SPECIAL GUEST SPEAKER - MERLIN GUILBEAU, ESA EX. DIRECTOR & CEO Meal sponsored by Security America RRG

Location: Holiday Inn, 110 Bass Pro Drive, Pearl, MS 39208

You must RSVP to attend this event: (601) 668-0528 or msalert@bellsouth.net.

Seating Limited

CentraLarm Users Group Event
March 12-13, 2014
Inns & Spa at Mills Falls, Meredith, NH

CentraLarm Users Group Event
March 12-13, 2014
 

Security America RRG is proud to be a Platinum Sponsor of Centralarm's first annual User's Group this coming March 12th-13th, 2014! The event will be both fun and informative.

The Centralarm User's Group 2014 will be held at the Inns and Spa at Mill Falls in Meredith, N.H., a beautiful hotel right on Lake Winnipesaukee. For those who ski, snowboard, or tube- Gunstock is only 20 minutes away. For any shopping enthusiasts- the Tilton Outlets are very close by as are many other local specialty shops.

Your day will be filled with engaging seminars, ample time to network among your peers and other security industry professionals, and tons of fun!

For more information, please visit http://www.centra-larm.com/2014-users-group/

Electronic Security Expo (ESX) - Nashville, TN
June 23-27, 2014
The premier education and networking event for security integration and monitoring teams

Electronic Security Expo (ESX) - Nashville, TN
June 23-27, 2014
 
Security America RRG is proud to exhibit and sponsor the Keynote Luncheon at the 2014 Electronic Security Expo (ESX)!

June 23-27, 2013 | Music City Center | Nashville, TN

Come visit our booth to learn more about Security America - Insurance Specific To Your Industry.

For more informaiton, please visit www.esxweb.com.

Policy Summary

The Security America Risk Retention Group provides insurance to those members who meet the underwriting guidelines and pay premiums for the Security America Risk Retention Group General and Professional Liability Policy.

This is a General Liability including Errors and Omissions Policy based on industry standard forms. Parts of the policy have been modified to accommodate the needs of the Electronic Life Safety, Security, and Systems Industry.

Limits

Each Occurrence Limit: $1,000,000
Personal and Advertising Injury Limit $1,000,000
Products-Completed Operations Aggregate Limit $2,000,000
Professional Liability Limit $1,000,000
General Aggregate Limit $2,000,000
Fire Damage Limit $100,000
Medical Payments $10,000

These are the limits that will be paid for indemnity covered by the policy. Costs to defend and adjust the claim are outside of this limit.

Exclusions

Many sections of any policy add and take away coverage. It would be impossible to list all of the exclusionary language included in the policy here. The Security America Risk Retention Group Policy is a compilation of both industry-standard forms and forms used by other carriers serving the Electronic Life Safety, Security, and Systems Industry.

Enhancements

Blanket Additional Insureds – There is no special charge for certificates of insurance or additional insured endorsements. Any number of additional insureds can be endorsed.

Care Custody & Control – Subject to the deductible, this policy is designed to respond to property damage to others’ property while it is in your physical care or control.

Cancellation

This policy allows for written notice of cancellation to the address listed on the declarations page, pursuant to the time requirements in your state.

Deductible

The standard deductible will be $1,000. Insureds will have the option of selecting $2,500, $5,000, or $25,000 deductibles.

Auditable

The premium will be audited after each annual expiration. A form will be mailed to each insured and actual rating basis will be compared to the estimate upon which the policy was issued. Additional premium or a return premium will then be calculated.

Policy Options

Employee Benefits Liability - For additional premium, insureds will have the opportunity to include this coverage, which is designed to cover errors and omissions in the administration of employee benefits offered to your employees.

Employers Liability (Stop Gap) – In the four states where Workers' Compensation is offered only through a state-sponsored entity (WA, OH, WY, ND), this coverage can be purchased for additional premium.

Note: This document is not an insurance policy, nor is it evidence of insurance. This document provides a brief description of the Security America Risk Retention Group insurance policy. The sole purpose of this document is to help you identify the highlights of the policy. For actual terms, conditions, definitions, exclusions, and all other provisions of the Security America Risk Retention Group policy, please refer to the actual policy form, which can be viewed at www.securityamericarrg.com.

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